CTP Insurance Claim Lawyers Sydney
Your Compensation is our Reputation
If you’ve been a cyclist, pedestrian, passenger, or driver involved in a car accident caused by someone else’s negligent driving, you can file a CTP insurance claim. At Alliance Compensation & Litigation Lawyers we understand the stress and overwhelm you must be feeling when involved in an accident, we’re here to ensure that you are supported and that you receive the compensation that you’re entitled to.
Starting a CTP Claim? Follow this process
The Compulsory Third Party (CTP) insurance scheme protects you in instances when you’ve been involved in a car accident and have been injured in the process. A CTP insurance claim helps you seek compensation to sort medical bills, care costs, and lost income.
Make sure you follow these 6 steps to kick start your CTP Claim:
If you don’t have serious injuries, try to take as many pictures or videos of the scene of the accident. This will help us substantiate the claim. If you were seriously injured, don’t worry as we’ll help you gather evidence.
Accident injuries aren’t to be taken lightly as they can get worse with time. Get a medical examination to understand the extent of your injuries and how you’ll treat them.
Obtain a police report as soon as you can. This is a necessary step to successfully lodge a CTP insurance claim.
Submitting a Personal Injury Benefits form to the other party’s insurer ensures that you receive compensation within the desired timeframe.
Complete a CTP Claim form and lodge it with the other party’s CTP insurer. This involves including the other driver and the vehicle’s identifying details, the police report, and medical information.
To ensure you receive the compensation you’re entitled to, working with a CTP lawyer will help tremendously.
Alliance Compensation & Litigation Lawyers will be there at every step of the way and walk you through the CTP insurance claim process with empathy and expertise.
How can our CTP Claim lawyers help?
Who is eligible to make a CTP Injury Claim?
Anyone involved in a motor vehicle accident caused by a car registered in NSW is eligible to make a CTP insurance claim. You can make a claim whether you’re a driver, passenger, cyclist, or pedestrian.
You may eligible for CTP insurance compensation if you’ve been involved in an accident involving a personal car, public service vehicle, motorbike, bicycle, boat, airplane, or helicopter.
You’re still eligible if you’re the driver responsible for the accident. However, you will not be eligible if:
- You have been convicted of a serious driving offence that was related to the accident
- You were at fault using an uninsured vehicle that you knew was uninsured
What compensation is available under CTP Insurance?
It’s important to understand what are the different types of compensation you are eligible for if you’ve been injured in a motor vehicle accident. Below is a list of things that you can expect to claim:
It’s important to note that if your injury is considered a threshold injury, you are only entitled to benefits for up to 12 months (excluding lump sum payment). If your injury is above the threshold then the duration you receive these benefits are extended.
Start your claim with 3 quick steps
Our simple approach ensures that you receive an effective and professional service. We preserve your rights and entitlements to ensure a fair outcome.
01
Learning About all your Legal Issues
We take all details of your matter and identify all the legal issues to be addressed
02
Understand your rights, formulate a plan
We provide legal advice and formulate a plan to progress your matter
03
Execute our plan
We execute our plan, monitor the progress and strive for resolution of your matter
Why Choose Alliance Compensation & Litigation Lawyers as your motor vehicle accident lawyer?
We understand that dealing with the aftermath of a motor vehicle accident can be overwhelming. That’s why we’re more than just your lawyers; we’re your personal advocates for getting your life back on track. Our team has more than 14 years experience in the motor vehicle accidents space and have helped thousands of everyday Aussies with their claims.
Meet your CTP Claim Lawyers
Frequently Asked Questions
What are the time limits for CTP Claims?
The time limit for CTP claims is 28 days from the day of the accident. Ensure you submit the Personal Injury Benefits form to the CTP insurer within this time if you want to be considered for the weekly income payments.
You can still make a claim within 3 months of the accident occuring. Keep in mind that claims submitted much later are paid from the date of submission, not from the date of being incapacitated from the accident.
Can I still make a CTP Claim if I’m not insured?
All vehicles in NSW are required to have a CTP insurance cover, also known as a ‘Green Slip’. This insurance covers claims for compensation for people injured in a motor vehicle accident, including drivers, passengers, pedestrians, cyclists, and motorcyclists.
This means that you’re not eligible for compensation under the NSW CTP Scheme if your vehicle isn’t insured.
Who pays me the car accident compensation?
A CTP insurance company makes CTP insurance compensations to the injured victims.
What if I disagree with the CTP insurers' decision?
You can request an internal review with the CTP insurer if you don’t agree with their decision on your CTP claim. This request should be completed within 28 days of receiving the insurer’s decision.
If you proceed with the process and still disagree with the decision at the internal review, you can also make an application to the Personal Injury Commission to get a further independent review.
Our expert CPT Insurance Claim lawyers can assist you with these processes.
How long after a car accident can you claim compensation in Australia?
To receive Statutory Benefits you must submit a claim within 28 days of your accident. As stated by SIRA, you have until 3 months after the crash to submit a claim, but it is advised that you submit your claim as soon as possible.
If the claim is submitted after 28 days, you may need to explain your delay to the CTP insurer.
Can I make a CTP Claim even if I am at fault?
According to the Motor Accident Injuries Act 2017, for the first 52 weeks, it doesn’t matter who caused the accident. This means that drivers who are at fault are still eligible to receive compensation for the first 52 weeks.
Once the 52 weeks have passed, then statutory benefits to the driver will cease. This ensures that everyone involved in the car accident is supported. So if you are at fault, be sure to still reach out to us to lodge a claim as you may still be eligible for benefits.
Keep in mind that if you are at fault and your vehicle is not insured and you know that the vehicle was uninsured, then you are NOT eligible for compensation.
Should I use a CTP Claims Lawyer for my CTP Claim?
Being involved in a car accident can be a very stressful period in your life. The last thing you want to deal with alongside your recovery is to gather all the required documents and evidence needed to submit a compensation claim. Hiring a CTP Insurance Claim lawyer can prove to be a wise move to reduce the burden and allow you to gain confidence that your claim will be looked after.
The benefits of hiring a CTP Insurance Claim lawyer don’t just end once you’ve submitted the claim. We will also support you and represent you in case the decisions made by the CTP insurer are not favourable for you. We will provide you with the legal guidance needed to ensure that you receive maximum compensation.
We also ensure that no stones are left unturned, as we also look into opportunities where permanent impairment is present which can also result in an additional lump sum payment alongside your usual statutory benefits.
Finally, here at Alliance Compensation & Litigation Lawyers, we operate on a No-Win-No-Fee structure, meaning if you are not successful in your claim you don’t pay a single cent. In cases where the claim is worth less than $75K, upon a successful claim, the CTP insurer will cover 100% of the cost.
Free no-obligation CTP claim assessment
Complete our form and our specialist CTP Claim lawyers will reach out to discuss your claim. Alternatively call (02) 8764 1776 for free claim advice.
