If you are injured at work, the first step in claiming a workers compensation is to notify your employer of the injury that you have sustained. You may also notify your employerโs workers compensation insurer as well.
The notification of injury can be submitted via Icareโs online portal or by email or by phone. The notifications can be given to the insurer by the worker or the employer or by some other person on behalf of the worker, for example, the workerโs lawyers, doctors, colleagues, families and so forth.
After the insurer has been notified of the injury, they will contact you to discuss the support available and provide you with a claim number. The benefits you are generally entitled to while on workers compensation include weekly payments for loss of earnings, medical treatment expenses. A lump sum compensation for permanent impairment is available after your injuries have stabilised. Usually, 12 months from date of accident.
The relevant workers compensation insurer is obliged to start provisional payments within 7 calendar days unless there is a reasonable excuse not to. So, if the insurer has not issued you a reasonable excuse notice, you can expect to start receiving provisional weekly payments within 7 days.
If the insurer has issued a reasonable excuse within the 7 days, you then need to complete a claim form. They will explain in the notice as why provisional weekly payments has been delayed and include the details of the reasonable excuse they have applied. A claim form normally comes together with their reasonable excuse notice for you to complete and return, and you will also be advised how to make a claim.
One of the most common reasonable excuses is that they have not received sufficient medical information. If this happens, you just need to provide them with your medical documents such as a workers compensation certificate of capacity or other medical records which can show that a work-related injury has occurred.
There are also other reasonable excuses the insurer is allowed to use for not starting provisional weekly payments. You can find more details of the reasonable excuses through the following link: https://www.sira.nsw.gov.au/workers-compensation-claims-guide/legislation-and-regulatory-instruments/guidelines/workers-compensation-guidelines#part-1
However, please be aware that a reasonable excuse may apply to provisional weekly payments but not to medical payments. What this means is that upon receipt of the injury notifications, the insurer might be able to delay started paying weekly payments by applying reasonable excuses in certain circumstances, but they cannot delay paying for medical and hospital expenses. Once the notification of injury is received by the insurer, they are required to pay up to $10,000 for medical expenses until they make a formal determination on liability of claims.
Once the completed and duly signed claim form is received by the insurer, they have 21 days to either accept provisional liability for weekly payment for up to 12 weeks, or accept liability, or dispute liability.
If the insurer has accepted your claim for weekly payments, they will advise you of your weekly payment amount that you are entitled to. The weekly compensation is a form of insurance and not a wage, and as such the amount does not exactly equate to your pre-injury weekly earnings. The weekly benefits are normally paid at 95% of your pre-injury average weekly earnings (PIAWE) for the first 13 weeks and thereafter at 80% of PIAWE.
If your claim is disputed, you should consider seeking legal advice and assistance. At Alliance Compensation and Litigation Lawyers, we have assisted many injured workers in overturning declined claims at no costs to you. All our fees will be paid by the Independent Review Office (IRO).
Please book in free consultation with one of our Law Society Accredited Workerโs Compensation Specialists to find out how we can help.
ไธๆฆๅทฅไบบ่ตๅฟ็ดข่ต่ขซๆๅบ๏ผไผๅ็ไปไน๏ผ
ๅฆๆๆจๅจๅทฅไฝไธญๅไผค๏ผ็ดขๅๅทฅไผค่ตๅฟ็็ฌฌไธๆญฅๆฏ้็ฅๆจ็้ไธปๆจๆๅ็ไผคๅฎณใๆจไนๅฏไปฅ้็ฅๆจ้ไธป็ๅทฅไบบ่ตๅฟไฟ้ฉๅ ฌๅธใ
ๅไผค้็ฅๅฏไปฅ้่ฟ Icare ็ๅจ็บฟ้จๆทๆ็ตๅญ้ฎไปถๆ็ต่ฏๆไบคใ้็ฅๅฏไปฅ็ฑๅทฅไบบๆ้ไธปๆไปฃ่กจๅทฅไบบ็ๅ ถไปไบบ๏ผไพๅฆ๏ผๅทฅไบบ็ๅพๅธใๅป็ใๅไบใๅฎถไบบ็ญ๏ผๅไฟ้ฉๅ ฌๅธๅๅบใ
ไฟ้ฉๅ ฌๅธๆฅๅฐๅไผค้็ฅๅ๏ผไปไปฌๅฐไธๆจ่็ณปไปฅ่ฎจ่ฎบๅฏ็จ็ๆฏๆๅนถไธบๆจๆไพ็ดข่ต็ผๅทใๆจๅจ้ขๅๅทฅไผค่ตๅฟ้ๆ้ด้ๅธธๆๆ่ทๅพ็็ฆๅฉๅ ๆฌๆฏๅจๆฏไป็ๆถๅ ฅๆๅคฑใๅป็่ดน็จใๅจๆจ็ไผคๅฟ็จณๅฎๅ๏ผๆจๅฏไปฅ่ทๅพๆฐธไน ๆงๆไผค็ไธๆฌกๆง่ตๅฟใ้ๅธธ๏ผ่ชไบๆ ไนๆฅ่ตท 12 ไธชๆใ
Yฤซdร n gลngrรฉn pรฉichรกng suวpรฉi bรจi tรญchลซ, huรฌ fฤshฤng shรฉnme?
Rรบguว nรญn zร i gลngzuรฒ zhลng shรฒushฤng, suวqว gลngshฤng pรฉichรกng de dรฌ yฤซ bรน shรฌ tลngzhฤซ nรญn de gรนzhว nรญn suว shรฒu de shฤnghร i. Nรญn yฤ kฤyว tลngzhฤซ nรญn gรนzhว de gลngrรฉn pรฉichรกng bวoxiวn gลngsฤซ.
Shรฒushฤng tลngzhฤซ kฤyว tลngguรฒ Icare de zร ixiร n mรฉnhรน huรฒ diร nzว yรณujiร n huรฒ diร nhuร tรญjiฤo. Tลngzhฤซ kฤyว yรณu gลngrรฉn huรฒ gรนzhว huรฒ dร ibiวo gลngrรฉn de qรญtฤ rรฉn (lรฌrรบ, gลngrรฉn de lวshฤซ, yฤซshฤng, tรณngshรฌ, jiฤrรฉn dฤng) xiร ng bวoxiวn gลngsฤซ fฤchลซ.
Bวoxiวn gลngsฤซ jiฤ dร o shรฒushฤng tลngzhฤซ hรฒu, tฤmen jiฤng yว nรญn liรกnxรฌ yว tวolรนn kฤyรฒng de zhฤซchรญ bรฌng wรจi nรญn tรญgลng suวpรฉi biฤnhร o. Nรญn zร i lวngqว gลngshฤng pรฉichรกng jฤซn qรญjiฤn tลngchรกng yวu quรกn huรฒdรฉ de fรบlรฌ bฤokuรฒ mฤi zhลu zhฤซfรน de shลurรน sวnshฤซ, yฤซliรกo fรจiyรฒng. Zร i nรญn de shฤngshรฌ wฤndรฌng hรฒu, nรญn kฤyว huรฒdรฉ yวngjiว xรฌng sวnshฤng de yฤซcรฌ xรฌng pรฉichรกng. Tลngchรกng, zรฌ shรฌgรน zhฤซ rรฌ qว 12 gรจ yuรจ.
้ค้ๆๅ็็็็ฑไธ่ฟๆ ทๅ๏ผๅฆๅ็ธๅ ณ็ๅทฅไบบ่ตๅฟไฟ้ฉๅ ฌๅธๆไนๅกๅจ 7 ไธชๆฅๅๆฅๅ ๅผๅงไธดๆถๆฏไปใๅ ๆญค๏ผๅฆๆไฟ้ฉๅ ฌๅธๆฒกๆๅๆจๅๅบๅ็็ๅ ่ดฃ้็ฅ๏ผๆจๅฏ่ฝไผๅจ 7 ๅคฉๅ ๅผๅงๆถๅฐไธดๆถๆฏๅจไปๆฌพใ
ๅฆๆไฟ้ฉๅ ฌๅธๅจ 7 ๅคฉๅ ็ปๅบไบๅ็็็็ฑ๏ผ้ฃไนๆจ้่ฆๅกซๅไธไปฝ็ดข่ต่กจใไปไปฌๅฐๅจ้็ฅไธญ่งฃ้ไธบไปไนไธดๆถๆฏๅจไปๆฌพ่ขซๅปถ่ฟ๏ผๅนถๅ ๆฌไปไปฌ็ณ่ฏท็ๅ็ๅๅฃ็่ฏฆ็ปไฟกๆฏใ็ดข่ต่กจ้ๅธธ้ๆๅ็็่พฉ่งฃ้็ฅ๏ผไพๆจๅกซๅๅนถ่ฟๅ๏ผๆจ่ฟๅฐ่ขซๅ็ฅๅฆไฝๆๅบ็ดข่ตใ
ๆๅธธ่ง็ๅ็ๅๅฃไนไธๆฏไปไปฌๆฒกๆๆถๅฐ่ถณๅค็ๅป็ไฟกๆฏใๅฆๆๅ็่ฟ็งๆ ๅต๏ผๆจๅช้ๅไปไปฌๆไพๆจ็ๅป็ๆไปถ๏ผไพๅฆๅทฅไบบ่ตๅฟ่ฝๅ่ฏๆๆๅ ถไปๅฏไปฅ่กจๆๅ็ๅทฅไผค็ๅป็่ฎฐๅฝใ
่ฟๆๅ ถไปๅ็็ๅๅฃๅ ่ฎธไฟ้ฉๅ ฌๅธไธๅผๅงไธดๆถๆฏๅจไปๆฌพใๆจๅฏไปฅ้่ฟไปฅไธ้พๆฅๆพๅฐๆดๅคๅ็ๅๅฃ็่ฏฆ็ปไฟกๆฏ๏ผhttps://www.sira.nsw.gov.au/workers-compensation-claims-guide/legislation-and-regulatory-instruments/guidelines/workers-compensation-ๆๅ#part-1
Chรบfฤi yวu hรฉlว de lวyรณu bu zhรจyร ng zuรฒ, fวuzรฉ xiฤngguฤn de gลngrรฉn pรฉichรกng bวoxiวn gลngsฤซ yวu yรฌwรน zร i 7 gรจ rรฌlรฌ rรฌnรจi kฤishว lรญnshรญ zhฤซfรน. Yฤซncว, rรบguว bวoxiวn gลngsฤซ mรฉiyวu xiร ng nรญn fฤchลซ hรฉlว de miวnzรฉ tลngzhฤซ, nรญn kฤnรฉng huรฌ zร i 7 tiฤnnรจi kฤishว shลu dร o lรญnshรญ mฤi zhลu fรนkuวn.
Rรบguว bวoxiวn gลngsฤซ zร i 7 tiฤnnรจi gฤi chลซle hรฉlว de lวyรณu, nร me nรญn xลซyร o tiรกnxiฤ yฤซ fรจn suวpรฉi biวo. Tฤmen jiร ng zร i tลngzhฤซ zhลng jiฤshรฌ wรจishรฉme lรญnshรญ mฤi zhลu fรนkuวn bรจi yรกnchรญ, bรฌng bฤokuรฒ tฤmen shฤnqวng de hรฉlว jiรจkวu de xiรกngxรฌ xรฌnxฤซ. Suวpรฉi biวo tลngchรกng fรน yวu hรฉlว de biร njiฤ tลngzhฤซ, gลng nรญn tiรกnxiฤ bรฌng fวnhuรญ, nรญn hรกi jiฤng bรจi gร ozhฤซ rรบhรฉ tรญchลซ suวpรฉi.
Zuรฌ chรกngjiร n de hรฉlว jiรจkวu zhฤซ yฤซ shรฌ tฤmen mรฉiyวu shลu dร o zรบgรฒu de yฤซliรกo xรฌnxฤซ. Rรบguว fฤshฤng zhรจ zhวng qรญngkuร ng, nรญn zhว xลซ xiร ng tฤmen tรญgลng nรญn de yฤซliรกo wรฉnjiร n, lรฌrรบ gลngrรฉn pรฉichรกng nรฉnglรฌ zhรจngmรญng huรฒ qรญtฤ kฤyว biวomรญng fฤshฤng gลngshฤng de yฤซliรกo jรฌlรน.
Hรกi yวu qรญtฤ hรฉlว de jiรจkวu yวnxว bวoxiวn gลngsฤซ bรน kฤishว lรญnshรญ mฤi zhลu fรนkuวn. Nรญn kฤyว tลngguรฒ yวxiร liร njiฤ zhวodร o gรจng duล hรฉlว jiรจkวu de xiรกngxรฌ xรฌnxฤซ: https://www.sira.nsw.gov.au/workers-compensation-claims-guide/legislation-and-regulatory-instruments/guidelines/workers-compensation-guidelines#part-1
ไฝๆฏ๏ผ่ฏทๆณจๆ๏ผๅ็็็็ฑๅฏ่ฝ้็จไบไธดๆถๆฏๅจไปๆฌพ๏ผไฝไธ้็จไบๅป็ไปๆฌพใ่ฟๆๅณ็๏ผๅจๆถๅฐไผคๅฎณ้็ฅๅ๏ผไฟ้ฉๅ ฌๅธๅฏ่ฝๅฏไปฅๅจๆไบๆ ๅตไธ้่ฟๅ็็ๅๅฃๅปถ่ฟๅผๅงๆฏไปๆฏๅจ็ไปๆฌพ๏ผไฝไปไปฌไธ่ฝๅปถ่ฟๆฏไปๅป็ๅไฝ้ข่ดน็จใไธๆฆไฟ้ฉๅ ฌๅธๆถๅฐไผคๅฎณ้็ฅ๏ผไปไปฌ้่ฆๆฏไป้ซ่พพ 10,000 ็พๅ ็ๅป็่ดน็จ๏ผ็ดๅฐไปไปฌๅฏน็ดข่ต่ดฃไปปๅๅบๆญฃๅผๅณๅฎใ
ไฟ้ฉๅ ฌๅธๆถๅฐๅกซๅๅฎๆดๅนถๆญฃๅผ็ญพ็ฝฒ็็ดข่ต่กจๅ๏ผไปไปฌๆ 21 ๅคฉ็ๆถ้ดๆฅๆฅๅๆๅค 12 ๅจ็ๆฏๅจไปๆฌพไธดๆถ่ดฃไปป๏ผๆๆฅๅ่ดฃไปปๆไบ่ฎฎ่ดฃไปปใ
ๅฆๆไฟ้ฉๅ ฌๅธๆฅๅไบๆจ็ๆฏๅจไปๆฌพ็ดข่ต๏ผไปไปฌๅฐๅ็ฅๆจๆจๆๆ่ทๅพ็ๆฏๅจไปๆฌพ้้ขใๆฏๅจ่ตๅฟๆฏไธ็งไฟ้ฉๅฝขๅผ๏ผ่ไธๆฏๅทฅ่ต๏ผๅ ๆญค้้ขๅนถไธๅฎๅ จ็ญๅไบๆจๅไผคๅ็ๆฏๅจๆถๅ ฅใๆฏๅจ็ฆๅฉ้ๅธธๅจๅ 13 ๅจๆๆจๅไผคๅๅนณๅๆฏๅจๆถๅ ฅ (PIAWE) ็ 95% ๆฏไป๏ผไนๅๆ PIAWE ็ 80% ๆฏไปใ
ๅฆๆๆจ็็ดข่ตๆไบ่ฎฎ๏ผๆจๅบ่ฏฅ่่ๅฏปๆฑๆณๅพๅปบ่ฎฎๅๅธฎๅฉใๅจ Alliance Compensation and Litigation Lawyers๏ผๆไปฌๅทฒๅธฎๅฉ่ฎธๅคๅไผค็ๅทฅไบบๆจ็ฟป่ขซๆ็ป็็ดข่ต๏ผๆ ้ๆจๆฟๆ ไปปไฝ่ดน็จใๆไปฌๆๆ็่ดน็จๅฐ็ฑ็ฌ็ซๅฎกๆฅๅๅ ฌๅฎค (IRO) ๆฏไปใ
่ฏทไธๆไปฌ็ไธไฝๅพๅธๅไผ่ฎคๅฏ็ๅทฅไบบ่ตๅฟไธๅฎถ่ฟ่กๅ ่ดนๅจ่ฏข๏ผไปฅไบ่งฃๆไปฌๅฆไฝๆไพๅธฎๅฉใ
Dร nshรฌ, qวng zhรนyรฌ, hรฉlว de lวyรณu kฤnรฉng shรฌyรฒng yรบ lรญnshรญ mฤi zhลu fรนkuวn, dร n bรนshรฌyรฒng yรบ yฤซliรกo fรนkuวn. Zhรจ yรฌwรจizhe, zร i shลu dร o shฤnghร i tลngzhฤซhรฒu, bวoxiวn gลngsฤซ kฤnรฉng kฤyว zร i mวu xiฤ qรญngkuร ng xiร tลngguรฒ hรฉlว de jiรจkวu yรกnchรญ kฤishว zhฤซfรน mฤi zhลu de fรนkuวn, dร n tฤmen bรนnรฉng yรกnchรญ zhฤซfรน yฤซliรกo hรฉ zhรนyuร n fรจiyรฒng. Yฤซdร n bวoxiวn gลngsฤซ shลu dร o shฤnghร i tลngzhฤซ, tฤmen xลซyร o zhฤซfรน gฤodรก 10,000 mฤiyuรกn de yฤซliรกo fรจiyรฒng, zhรญdร o tฤmen duรฌ suวpรฉi zรฉrรจn zuรฒ chลซ zhรจngshรฌ juรฉdรฌng.
Bวoxiวn gลngsฤซ shลu dร o tiรกnxiฤ wรกnzhฤng bรฌng zhรจngshรฌ qiฤnshว de suวpรฉi biวo hรฒu, tฤmen yวu 21 tiฤn de shรญjiฤn lรกi jiฤshรฒu zuรฌduล 12 zhลu de mฤi zhลu fรนkuวn lรญnshรญ zรฉrรจn, huรฒ jiฤshรฒu zรฉrรจn huรฒ zhฤngyรฌ zรฉrรจn.
Rรบguว bวoxiวn gลngsฤซ jiฤshรฒule nรญn de mฤi zhลu fรนkuวn suวpรฉi, tฤmen jiฤng gร ozhฤซ nรญn nรญn yวu quรกn huรฒdรฉ de mฤi zhลu fรนkuวn jฤซn’รฉ. Mฤi zhลu pรฉichรกng shรฌ yฤซ zhวng bวoxiวn xรญngshรฌ, รฉr bรน shรฌ gลngzฤซ, yฤซncว jฤซn’รฉ bรฌng bรน wรกnquรกn dฤngtรณng yรบ nรญn shรฒushฤng qiรกn de mฤi zhลu shลurรน. Mฤi zhลu fรบlรฌ tลngchรกng zร i qiรกn 13 zhลu ร n nรญn shรฒushฤng qiรกn pรญngjลซn mฤi zhลu shลurรน (PIAWE) de 95% zhฤซfรน, zhฤซ hรฒu ร n PIAWE de 80% zhฤซfรน.
Rรบguว nรญn de suวpรฉi yวu zhฤngyรฌ, nรญn yฤซnggฤi kวolว xรบnqiรบ fวlว jiร nyรฌ hรฉ bฤngzhรน. Zร i Alliance Compensation and Litigation Lawyers, wวmen yว bฤngzhรน xวduล shรฒushฤng de gลngrรฉn tuฤซfฤn bรจi jรนjuรฉ de suวpรฉi, wรบxลซ nรญn chรฉngdฤn rรจnhรฉ fรจiyรฒng. Wวmen suวyวu de fรจiyรฒng jiฤngyรณu dรบlรฌ shฤnchรก bร ngลngshรฌ (IRO) zhฤซfรน.
Qวng yว wวmen de yฤซ wรจi lวshฤซ xiรฉhuรฌ rรจnkฤ de gลngrรฉn pรฉichรกng zhuฤnjiฤ jรฌnxรญng miวnfรจi zฤซxรบn, yว liวojiฤ wวmen rรบhรฉ tรญgลng bฤngzhรน.
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